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Machinery Finance

Spread the cost of your next machine and keep working capital in the business. We can point you towards hire purchase and lease options designed for plant, agricultural and commercial equipment.

01/ Ways To Fund It

Finance Options Explained

Every business is different. Here are the most common ways our customers fund machinery — we'll help you find the right fit and introduce you to funders.

HP

Hire Purchase

Pay a deposit, then fixed monthly payments over an agreed term. You own the machine outright at the end. Ideal if you want the asset on your balance sheet.

FL

Finance Lease

Use the machine for fixed rentals over the term without paying the full capital cost upfront. Flexible end-of-term options to suit how you run your fleet.

OL

Operating Lease / Hire

Lower payments to simply use the machine for a set period, then hand it back or upgrade. Great for keeping kit current and payments predictable.

Why Finance

The Benefits

  • Keep cash free for wages, fuel, materials and the unexpected.
  • Fixed monthly payments make budgeting and cash flow simple.
  • Get earning sooner — put the machine to work while you pay for it.
  • Preserve credit lines with your bank for other needs.
  • Potential tax efficiencies — always check with your accountant.
  • Part-exchange your existing machine to reduce the amount financed.
Straightforward

How It Works

Pick Your Machine

Choose from our stock, or one we source for you.

Tell Us Your Plans

Deposit, term and whether you want to own it at the end.

We Introduce A Funder

We work with finance providers to find suitable terms, subject to status.

Get Started

Finance Enquiry

Send us a few details and, if there's a machine you're interested in, its reference. We'll be in touch to talk through the options.

On Every Machine

Finance Available Sitewide

See the "Finance available on this machine" note on our listings. Ask about funding on anything in our stock.

Browse Stock
Important: Finance is subject to status, affordability and lender approval, and is available to business customers. Commercial Trade Sales can introduce you to third-party finance providers; we are not the lender and do not provide financial advice. Terms, rates and availability will be confirmed by the funder in writing. Please ensure any agreement is suitable for your circumstances and speak to your accountant regarding tax treatment.